By guest blogger, Will Montgomery

What exactly is a clue report?? Middle Tennessee has been hit by numerous storm systems in recent years which has caused an increased concern on behalf of consumers purchasing a home.

Fortunately, the insurance industry uses several methods to detect when a claim has been reported from potential damage to an insurance company. One of the methods is to pull a clue report. Clue reports allow a potential new homeowner to determine if a claim has been reported on the home being purchased. In the state of Tennessee the majority of insurance companies will report previously reported claims for up to 5 years.  This history can determine the eligibility of obtaining insurance on the previously damaged property. A buyer purchasing a home can contact me during their home inspection contingency period. I can pull the clue report for them so that the buyer can know the insurance claim history of their soon to be home.

For more information you can reach Will Montgomery  will@montgomeryassociatesllc.com